Real Estate Properties in Astrology

Real estate property is an immovable property refers to land, fixture and appurtenances or anything permanent in nature like structures, tress, minerals, and the interest, benefits, and inherent rights.

Generally real estate properties include

  • Vacant land

Farm and ranch

  • Residential properties

   Different types of homes, including condominiums, separate homes, duplexes, high value homes, vacations homes, etc.

  • Commercial properties

Commercial property can be empty land zoned for commercial use, or an existing business building or buildings.

Factors responsible for having real estate properties

  • 4th house/lord: represents home and property related matters.
  • Mars and Saturn: are main significator planets of property and home related matters.
  • Venus: represents luxuries and valuable things.  

 Different combination for having real estate properties

  • Lord of 4th house is in exaltation/own sign/friendly sign/associated or aspected by benefice, indicates the surplus real estate property of the native.
  • Lord of 4th posited in 10th and 10th lord is posited in 4th house, aspected by Mars or having a strong Mars in the horoscope denotes surplus real estate property.
  • Lord of 4th is posited in 4th house and aspected by a benefice indicates the native will have surplus of land and excess of houses, which will fill his life with joy and happiness.
  • Lords of 4th and 9th placed in 11th and aspected by benefice, native will be the owner of lands and many houses.
  • Lord of 4th and Jupiter placed together in quadrant indicate excess of land and houses.
  • Sign of house/Lord of 4th is of moveable nature indicates the native will have multiple real estate properties in many places.
  • Lord of 4th posited in 2nd/11th indicates the native will get excess of land property.
  • Lords of ascendant, 3rd, 4th, 6th, 7th, 9th and 12th are with the lord of 5th indicates the native will have high quality mine land. 
  • Lord of ascendant is placed in 2nd, and lord of 2nd is placed in 11th and the lord of 11th is posited in ascendant, indicates the ownership of mining property.
  • Lords of 4th and11th exchange their houses; the native will get unexpected property.
  • Lord of 4th and 9th posited in 11th house and lord of 2nd placed in 10th house; indicate the sudden gain of real estate properties.

Denial of real estate property in horoscope

  • Lord of 4th is debilited/set/inimical placed/associated or aspected with malefic/hammed between malefic planets, indicate absence or loss of real estate properties.
  • Mars is debilited/set/inimically placed/associated or aspected by malefic, indicates absence of real estate property.

BY

GEETA JHA [SPIRITUAL HEALER]

INDIA…

Real estate property is an immovable property refers to land, fixture and appurtenances or anything permanent in nature like structures, tress, minerals, and the interest, benefits, and inherent rights.

Generally real estate properties include

  • Vacant land

Farm and ranch

  • Residential properties

   Different types of homes, including condominiums, separate homes, duplexes, high value homes, vacations homes, etc.

  • Commercial properties

Commercial property can be empty land zoned for commercial use, or an existing business building or buildings.

Factors responsible for having real estate properties

  • 4th house/lord: represents home and property related matters.
  • Mars and Saturn: are main significator planets of property and home related matters.
  • Venus: represents luxuries and valuable things.  

 Different combination for having real estate properties

  • Lord of 4th house is in exaltation/own sign/friendly sign/associated or aspected by benefice, indicates the surplus real estate property of the native.
  • Lord of 4th posited in 10th and 10th lord is posited in 4th house, aspected by Mars or having a strong Mars in the horoscope denotes surplus real estate property.
  • Lord of 4th is posited in 4th house and aspected by a benefice indicates the native will have surplus of land and excess of houses, which will fill his life with joy and happiness.
  • Lords of 4th and 9th placed in 11th and aspected by benefice, native will be the owner of lands and many houses.
  • Lord of 4th and Jupiter placed together in quadrant indicate excess of land and houses.
  • Sign of house/Lord of 4th is of moveable nature indicates the native will have multiple real estate properties in many places.
  • Lord of 4th posited in 2nd/11th indicates the native will get excess of land property.
  • Lords of ascendant, 3rd, 4th, 6th, 7th, 9th and 12th are with the lord of 5th indicates the native will have high quality mine land. 
  • Lord of ascendant is placed in 2nd, and lord of 2nd is placed in 11th and the lord of 11th is posited in ascendant, indicates the ownership of mining property.
  • Lords of 4th and11th exchange their houses; the native will get unexpected property.
  • Lord of 4th and 9th posited in 11th house and lord of 2nd placed in 10th house; indicate the sudden gain of real estate properties.

Denial of real estate property in horoscope

  • Lord of 4th is debilited/set/inimical placed/associated or aspected with malefic/hammed between malefic planets, indicate absence or loss of real estate properties.
  • Mars is debilited/set/inimically placed/associated or aspected by malefic, indicates absence of real estate property.

BY

GEETA JHA [SPIRITUAL HEALER]

INDIA…

The Invisible Women of the Great Depression

During the Great Depression, women made up 25% of the work force, but their jobs were more unstable, temporary or seasonal then men, and the unemployment rate was much greater. There was also a decided bias and cultural view that “women didn’t work” and in fact many who were employed full time often called themselves “homemakers.” Neither men in the workforce, the unions, nor any branch of government were ready to accept the reality of working women, and this bias caused females intense hardship during the Great Depression.

The 1930’s was particularly hard on single, divorced or widowed women, but it was harder still on women who weren’t White. Women of color had to overcome both sexual and racial stereotyping. Black women in the North suffered an astounding 42.9% unemployment, while 23.2%. of White women were without work according to the 1937 census. In the South, both Black and White women were equally unemployed at 26%. In contrast, the unemployment rate for Black and White men in the North (38.9%/18.1%) and South (18%/16% respectively) were also lower than female counterparts.

The financial situation in Harlem was bleak even before the Great Depression. But afterward, the emerging Black working class in the North was decimated by wholesale layoffs of Black industrial workers. To be Black and a woman alone, made keeping a job or finding another one nearly impossible. The racial work hierarchy replaced Black women in waitressing or domestic work, with White women, now desperate for work, and willing to take steep wage cuts.

Survival Entrepreneurs

At the start of the Depression, while one study found that homeless women were most likely factory and service workers, domestics, garment workers, waitresses and beauticians; another suggested that the beauty industry was a major source of income for Black women. These women, later known as “survivalist entrepreneurs,” became self-employed in response to a desperate need to find an independent means of livelihood.”

Replaced by White women in more traditional domestic work as cooks, maids, nurses, and laundresses, even skilled and educated Black women were so hopeless, ”that they actually offered their services at the so-called ‘slave markets’-street corners where Negro women congregated to await White housewives who came daily to take their pick and bid wages down” (Boyd, 2000 citing Drake and Cayton, 1945/1962:246). Moreover, the home domestic service was very difficult, if not impossible, to coordinate with family responsibilities, as the domestic servant was usually on call ”around the clock” and was subject to the ”arbitrary power of individual employers.”



Inn Keepers and Hairdressers


Two occupations were sought out by Black women, in order to address both the need for income (or barter items) and their domestic responsibilities in northern cities during the Great Depression: (1) boarding house and lodging house keeping; and (2) hairdressing and beauty culture.

During the “Great Migration” of 1915-1930, thousands of Blacks from the South, mostly young, single men, streamed into Northern cities, looking for places to stay temporarily while they searched for housing and jobs. Housing …

Entrepreneurial Dissociative Identity Disorder

DID, better known as Split Personality Disorder. The term conjures up thoughts of Law and Order SVU episodes depicting maniac serial killers and the likes. Perhaps from now on when you hear the term you should think of…..

me?

You see, when I spend time reflecting on issues in my life and problems that I face. The biggest, most serious, most difficult to fix problems all stem from the same source. A source that I feel can best be described as Entrepreneurial DID. While it is not exclusive to those who call themselves entrepreneurs, it does seem to be more visible in them than in others. Hence the tag of Entrepreneurial DID.

So what does it mean?

I will use myself as a case study and explore some examples in my life. Warning: I have not figured out everything to know about the different psychological patterns humans face. I only am aware of what I have found to be true from my experience. I offer here what I have discovered that works to control and harness this condition.

#1. Definition

Entrepreneurial Dissociative Identity Disorder is the manifestation of different personality traits in a person. These many different traits group together and come to form different personalities in each of us.

What is important to know:

Only one personality can be in control at any given time.

The ability to quickly transfer power from one personality to the other is of vital importance to your success.

It is important to be blunt and objective with yourself about what personality you want to rule.

So, a case study of Jordan on his EDID.

Part one: Who am I and what are my personalities?

I am a 19 year old entrepreneur. I am interested in real estate, girls, income, writing, poker, self improvement, religion, the beach, travel, and happiness. I am also a person who has trouble describing themselves when asked.

What are my personalities:

#1. The Entrepreneur: This personality looks to turn everything into an opportunity. No time should be wasted, everything I do should make me money, I have no limits. These are just a few of the personality traits and mindsets that this personality adheres to. This personality is uncomfortable when it is not moving forward. It constantly creates new ideas for business’s to be created and how to improve business’s that are already established. This personality is the mastermind and the all powerful. It can not subjugate to other personalities. If it is forced to be controlled it will disappear. This personality can enlist other personalities to do it’s bidding at a moment’s notice. But it can never be ordered around like lesser, weaker personalities. This personality holds all the cards.

#2. The Teacher: This is the side of me that wants to bring others along on my journey. It is the part that believes that other people can be taught to succeed like I am being taught to succeed. The Teacher recognizes that without Teachers he would not …

How to Organize a Travel Wallet?

Travel wallets, as the name suggests, are a category men's wallets that are designed exclusively to cater to your travel needs. No matter you are an occasional or a frequent traveler, a travel wallet enables you to stay organized, thereby helping you to save your time. A travel wallet is relatively big in contrast to ordinary wallets, and comes with an array of compartments and slots to hold your travel-related documents such as passport, ticket, and boarding pass as well as other important information including credit card, ATM card, and driver's license. Travel wallets mostly comprise clear ID slot, credit card slots, compartment for passport and tickets, interior pockets for boarding pass, and compartments to hold bills and coins. As in the case of other men's wallets, a travel wallet is available in a variety of forms, styles, and materials, such as leather wallet and designer wallet. However, a travel wallet may prove beneficial to you only if it is organized in a proper way.

A travel wallet must be organized depending upon the purpose of your travel. For instance, if you are traveling for business or official purposes, organize your business data in one compartment. If you need to carry critical data or information, a security wallet may best suit for your business travel, as it contains in it open pockets, snaps, and enclosures plus adjustable straps that enable you to carry it securely around the waist or neck. Likewise, if you are going to travel for holidaying purposes, then keep all such details as hotel and sightseeing information and guide address and contact address together in your wallet. On the other hand, if you are traveling to join your friends 'or relatives' special occasions, then do not forget to include items such as gift card or gift voucher in your travel wallet.

Let it be for any purpose, a travel wallet must contain in it everything necessary in order to aid for a hassle free traveling. First of all, organize all your travel-related documents such as passport, air tickets, and boarding passes in one compartment. If you are a card user, organize all cards including credit cards, debit cards, and social security cards in one compartment. However, if it is not necessary, then avoid carrying information such as social security card while traveling. Similarly, it is not advisable to carry more than one credit card while traveling. If you use ATM card or credit card, then carry very few amount of money in your wallet. Further, it is recommended to carry a list of emergency contact numbers that include phone numbers of your spouse, children, close friends and relatives, as this would be helpful for volunteers who may assist you in case if some serious issues happen to you in the form of accidents. It would be even better if you maintain a piece of paper containing in it information like medicines that you are allergic to and other important details pertaining to your health like BP and …

Travel Mug Printing

Travel mugs provide an effective way to get your company logo in "the spotlight". As the name suggests people carry these mugs when they travel around. It can be a small journey from home to work or even a long journey to another country. Whatever the case, it means that your brand logo is increasingly exposed at different locations.

So called travel mug printing allows you to showcase your company logo on travel mugs for promotional purpose. The mugs are generally available to be personalised so that you can make sure they fit in your overall promotional campaign. Travel mugs come in a wide range of different shapes, materials and sizes eg stainless steel, plastic and acrylic, double walled combination of plastic and steel etc. Therefore as a company it is essential to conduct a certain amount of research before starting your promotional campaign. Overall travel mugs are long lasting and very durable, they can be carried with you wherever you may go.

You can use travel mug printing for various purposes, whether it is personal, business or promotional. You can get the travel mug printing done with your company logo, own personal picture, floral or geometric designs. You can choose the print as per your liking and preference. A combination of original design and high quality graphic design are bound to put your brand logo in the right light. As stated before the mugs are long-lasting and result in increased reach and exposure at different places due to the travelling.

Many companies use travel mug printing for promotional purposes. Companies can print their company logos and gift these to their clients, customer and business associates. These travel mugs are carried by the people to whom they are gifted to various places and hence the company name is advertised to great extent. The customer or client is reminded of the company many times through the day and this helps to further the business. The travel mug printing allows the companies to present their customers and clients with novel and innovative gifts.

Through travel mug printing, the companies are able to print the logos and necessary brand information on the travel mugs. There are many companies offering the services of travel mug printing and the companies can easily find a number of such travel mug printing companies online. As promotional gifts are ordered in bulk, the travel mug printing works out to be quite the cheaper and affordable option. …

Home Theater Room Design – Get Professional Help

Do you want to design a home theater, but have no clue on where to start? If this sounds like you, you are definitely not alone. There are hundreds of people that want to have a home theater, but are at a loss when it comes to the proper design features. This is where professional interior designers come into play. Home theater room design professionals have seen a boom in business over the past couple of years. Today more than ever before, there are a large number of people that are interested in updating their home.

The room design for your home theater or media room is a lot more important than you may think. Sure, you want it to look good, but in order to take full advantage of the investment you have made in home theater equipment, you need to design it to sound good too.

The placement of your speakers, television and furniture all add to your home theater experience. Sure you want comfy chairs and sofas, but if they are too big to situate them properly, your media experience will suffer. You also need to take into consideration where the speakers will be placed. It is ideal to have a center speaker located in front center of where the "audience" will be sitting, a speaker on the front right and front left as well as speakers behind the seating area. As far as visuals go, you want all the seats in the house to have a great view of your TV so you should design the room with these things in mind.

Even though you do not need a professional to help you design your home theater, you may be better off getting their help; at least during the beginning stages. Many people that try to design their own home theater end up wasting a lot of money on things that they do not need, or things that they could have found somewhere else for less money. When you are working with a professional interior designer, they will supply you with a couple of different ideas, and then you can work with them in order to ensure that you get exactly what you want. The only downside to hiring a professional is that you have to pay for their services. But even though you may have to put out a bit of extra money, you will be ensured of getting a room that is professionally designed.

If you are in need of a top notch home theater room design, you will definitely want to consider hiring a professional. There are hundreds of these professionals just waiting for your business. All you have to do is locate one in your area, and then tell them what you need. In no time at all, you will have a customized home theater that all of your guests will envy. …

Home Alarms With Surveillance Systems

When we think of Video Surveillance systems the image of high dollar homes or businesses come to mind. This technology is no longer available only to the rich and famous. Although video surveillance is not necessary for our home security there are many people how like the idea of ​​knowing that their home has video protection.

If you currently have a home security provider, contact them to inquire about their video surveillance options. It is possible to install this security solution in tandem with your existing security system. Many packages are available with wireless components allowing for easy installation.

Security cameras are available in a wide range of options. Some cameras can be equipped with your security lights while others are installed alone. These cameras are available with wired or wireless installation. Cameras are available as small spy-like cameras or large cameras that can be seen by potential intruders. Manufacturers are designing this home security solution as attractive additions to the exterior of your home.

When video is captured by the home security surveillance system the video feed can be viewed on closed-circuit television. Monitors are available in color, black & white, or vivid digital models. The monitor you select will be dependent on what will work with the video equipment you choose to install. These security solutions are available in high dollar or affordable packages. Some business and home security systems are sophisticated enough to provide you with touch-screen systems. The solution you choose will be dependent on your personal tastes.

If you consider adding video surveillance to your home security solution do not neglect the ability to record video. If an intruder is detected and caught on video you will need a recording to give to law enforcement personnel. Digital recorders (DVR) are available on the market today that will allow you to record 4, 8 or 16 channels of video.

While this solution can easily be added as a do-it-yourself project there are benefits to having a professional monitoring service install this home security solution. Many of the top names in home security can provide video surveillance. Simply contact the provider to ask about the particulars. Video solutions are available for businesses, homes, schools, and government offices. These providers, such as ADT, can provide the ability to remotely monitor these organizations using web based solutions. This is a great way to keep an eye on your business or home from a location away from home. …

Real Estate Development Risks

Real estate development risks and there control is the number one priority of professional developers or maybe they never get to do another development. I am continually amazed to find after six years of teaching developers that the first thing most do is buy some land with some of their own cash and borrowing the majority from the bank.

To new developers getting control of the land seems logical and yet is the last thing a professional does. So beginning a real estate development by doing the complete opposite to what you should do is putting yourself behind the eight ball from day one and send the 'risk' indicator rising.

From a development point of view land is only worth what you can do with it and that is determined by the Town Plan of your City or Town and the particular zone that applied to the land you are considering.

For example, if you were to buy land that is zoned Rural and you wanted to develop some townhouses or residential houses, you would not be able to do so.

If you bought some industrial land and your idea was to develop some shopping on it you would not be allowed to do so by the Town Plan. Professional developers learn the Town Plan, as well as all the regulations that control development activities in certain zones that are of interest to them.

I mentioned another real estate development risk in the second paragraph that is overlooked in a most cases and that concerns the type of finance selected by a new developer when incorrectly he / she buys land as part of their first action.

In one way it is easily understood because the only kind of loan the average person knows about is a mortgage over 25 or 30 years. But a mortgage is the absolutely wrong type of loan to take out when you are a developer.

Why is that? Well, mortgages have to be paid back every month and that means cash coming out of your pocket every month. That is not what developers' need or only the very wealthy would be able to develop anything.

Developers do not pay the lender of development finance every month out of their cash flow (pocket). The amount of interest is calculated on a monthly basis on the amount a developer draws down from the lender. That interest is then added to the pay back amount required at the end of the development.

The next reason mortgages are the incorrect finance tool is the length of a development project can be anything from say, one year to maybe three years and then we pay all the development borrowings back to the Lender.

So as mortgages on property last for a longer period of time, they are clearly not the correct product for a short term developer.

So by not being educated in real estate development a new developer is committing to land without knowing "exactly" what can be …

Mortgage Lead Generation Business Model Explained – How Mortgage Lead-Gen Portals Work?

During the last weeks of 2008, I’ve been interviewing with a company, a new Internet Start-Up in Barcelona based on a Mortgage Lead Generation business model. In my research, I found some interesting things about this market that I wanted to share in this article.

The mortgage refinancing business model

First of all, I just want to clarify how this business model works. This model consists mainly on users filling their personal and financial data into a mortgage refinancing portal. Then the portal commits to send the user personalized offers (real offers from brokers or banks) to improve the actual conditions of the user’s mortgage. This service is usually free for the end user and the value created is clear: It basically saves you a lot of time in comparing different offers from different banks that are applicable to your specific financial situation. On the other hand, what these portals get from the end user is valuable information for banks/mortgage brokers: They have a potential customer interested in refinancing its mortgage, all his/her relevant financial data and the permission to send this information to banks/brokers to obtain the best possible conditions. This information is highly valuable for these institutions…. But how valuable? Lets just make some rough calculations:

Given that the average commission on closing a mortgage deal is around 1-3% on let’s say an average home value of (let’s say) US$ 250.000, It means that what a broker earns on closing a mortgage deal is around US$ 2.500 – 7.500. Of course not all the leads sent to a broker end up in a refinanced mortgage, but let’s just assume that 10% – 20% of qualified leads (meaning people interesting in refinancing its mortgage, that took the time to fill many forms and questionnaires with personal information) end up in signing a new deal. This means that the maximum value of a “lead” for a broker (the same goes for a bank) would be around US$ 250 – 1500 (10% – 20% x US$ 2500 – 7.500). Anything below this, means margin for the broker. Depending on each broker’s ability to close deals, the quality of the leads, competition and other factors, each broker would be willing to pay a % of these maximum values per lead.

Expensive Keywords

The first thing that caught my attention was that some keywords in this industry, keywords like “Mortgage refinance”, “Credit remortgages” or “Refinancing mortgage” are amongst the highest paying keywords in Google’s Advertising Network. What this suggest is that this market has become so competitive that has drove the price to one of the highest paid keywords in Internet advertising. It also suggests that at this super high price (around US$ 40 per click) the companies dedicated to mortgage lead generation still make money. Therefore, either they have an amazing conversion rate or they earn really a lot for each lead they generate, either for a mortgage broker or directly to the banks.

A simple calculation would be:

If the conversion …

International Trade Process

Your success in international trade process requires you to master the documentation apart from banking procedures. For SMEs, streamlining of international trade process makes things easier to obtain the info and documents essential for conducting business abroad. A tip here would be useful that, create a seamless mechanism to search & gather leads, and conduct as much transactions as possible on-line because your ability to handle customs, banks and international trade directly impacts your customers’ satisfaction.

-The International Trade Process Routines

You are dependent upon customs for fast clearance of goods in an international trade scenario. Dealing with this issue requires your complete understanding of how international trade works, marketing, managing the channels, source identification, contract terms, risk minimization, logistics, credit insurance and mode of payment. This calls for carefully building clear visions of your international trade process. In the next step, you got to crystallize objectives for your international trade. Having identified your target market and assessed product viability, you can summarize the ensuing process.

1. Understanding the contents of the trade contract document

2. Examining the applicability and penetration depth of information and communication

3. Including techno-legal aspects, so as to analyze the possibility of creating digital links in the foreign-trade with your vendor/importer.

-Role of Customs in International Trade

At times, frustrations may lead to imagining things about customs. In reality, customs facilitate legitimate international trade to the highest permissible extent with the adaptation of relevant international conventions and instruments devised by the World Customs Organization. Customs also maintains effectual controls in order to fight illegal trafficking of goods. Perhaps this is the reason why customs calls the shots in determining the rates of duty, not the importer. While the way you handle customs in your international trade not just impacts customer satisfaction, savings on account of customs duty definitely will have an impact on your bottom line.

Other institutions of key nature are insurers, banks and financial services, other government authorities and international carriers.

As an international trader you must be prepared to face several rocking challenges which include
1. Being able to identify and pay the lowest amount of legally permitted duties and taxes for each country you are trading in

2. Recognizing and making sure that customs authorities are compliant with regulations

3. Networking with experts to interpret myriad and complex regulations for different countries

4. Ability to capture data for planning with efficiency and report trade and custom costs just in time

5. Putting in place a standardized routine to minimize duty and effortlessly move goods across international borders

Remember, although most of the things have been automated, human intervention is still pretty much an essential part of an international trade process. Playing your cards carefully, at every step is the lonely way to success.

If you are interested with us, please visit the website tootoo.com(http://www.tootoo.com/?source=articles) …